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Welcome to Smarter Financial Planning

 
 

Meet Derek Moran

Derek is a Fee For Service Financial Planner based in beautiful Kelowna, British Columbia. As a University of British Columbia graduate, former CFP,  and Registered Financial Planner (R.F.P.) , he has close to three decades of experience in the financial industry.

He’s an expert in his field and was awarded Advisor of the Year in 2004.  He has contributed nearly one thousand times, over twenty years to reputable publications such as The Globe and Mail and National Post.

While Derek doesn’t directly manage client investments, he offers advice, empowering his clients to make well-informed decisions.  Upon request, he can connect clients with the most suitable Portfolio Managers or equip them with resources to manage their own effectively. 

Derek Moran's expertise extends across various financial matters, including pensions, insurance, retirement planning, tax strategies, estate planning, cashflow management and more. Derek is dedicated to delivering comprehensive, client-centric financial solutions to a diverse clientele.


Hi Derek, I went back and read the original article from when we first started working together to see what I had in my RRSP/TFSA back in 2020. It was just over $200,00. This afternoon, when I did the weekly tally of my Investment and high-interest savings accounts, I realized I have just hit a new milestone: over $1 million. Discovering that news is a pretty great way to start a long weekend! Thank you once again for helping me get here! V.L.
Thank you for giving me the push I needed! Your guidance has been truly life changing for me. I finally made it happen!
Thank you for your gift of time last week Derek. Of all the things I am grateful to you for, talking to me forthrightly and 'straight up' is what I value most. I don't trust very many opinions in this world - yours I do and I feel so lucky and calm to know you are there when I need you. Hope you have a good week and stay safe! Gift of Time
Thank you Derek. It’s always inspiring to meet with you professionally, let alone the personal connection. Thank you Derek!
Derek, Thanks for the great information you gave me in our life-changing discussion, and thanks for the mortgage information. Life Changing Discussion