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Welcome to Smarter Financial Planning

Meet Derek Moran

Derek is a Fee For Service Financial Planner based in beautiful Kelowna, British Columbia. As a University of British Columbia graduate, former CFP, and Registered Financial Planner (R.F.P.) , he has close to three decades of experience in the financial industry.

He’s an expert in his field and was awarded Advisor of the Year in 2004. He has contributed nearly one thousand times, over twenty years to reputable publications such as The Globe and Mail and National Post.

While Derek doesn’t directly manage client investments, he offers advice, empowering his clients to make well-informed decisions. Upon request, he can connect clients with the most suitable Portfolio Managers or equip them with resources to manage their own effectively.

Derek Moran's expertise extends across various financial matters, including pensions, insurance, retirement planning, tax strategies, estate planning, cashflow management and more. Derek is dedicated to delivering comprehensive, client-centric financial solutions to a diverse clientele.

You have no idea how happy we are, especially me, with our plan! It's easy to follow and very motivating. Motivating

Thanks Derek. It was great having a meeting with you. I felt like you were making money for me as we talked. Making Money

It dawns on me that I have come from a place of hating the whole investing thing finding it confusing with little success to now when I find it interesting and something I like doing. As of late a well paying hobby if you will. I owe so much of this to you Derek, thank you for showing me the way. When I reflect on it there is so much stuff out there of contradictory information is it any wonder it is confusing. You my friend have been an inspiration, rock and beacon. I know I have paid you tribute before but I believe it important because it represents the financial well being of not only myself but my family also and I am grateful. Your integrity, passion, positivity and selflessness is admirable. Thank you for showing me the way

I am thankful every month for the advice you have given me as it has sure made our retirement easy. We don't have to stress about not being able to pay our bills like a lot of our co workers. We are also able to do our bit of travelling and get away from the cold, at least for now. We are still golfing here but not getting any better, no danger to the players on tour!!!! Finally, it is a privilege and a pleasure to know you! Thank You

Thank you for the discussion yesterday. The best part for me was... Can we afford to retire? Yes! Can We Afford to Retire?