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Welcome to Smarter Financial Planning

Meet Derek Moran

Derek is a Fee For Service Financial Planner based in beautiful Kelowna, British Columbia. As a University of British Columbia graduate, former CFP, and Registered Financial Planner (R.F.P.) , he has close to three decades of experience in the financial industry.

He’s an expert in his field and was awarded Advisor of the Year in 2004. He has contributed nearly one thousand times, over twenty years to reputable publications such as The Globe and Mail and National Post.

While Derek doesn’t directly manage client investments, he offers advice, empowering his clients to make well-informed decisions. Upon request, he can connect clients with the most suitable Portfolio Managers or equip them with resources to manage their own effectively.

Derek Moran's expertise extends across various financial matters, including pensions, insurance, retirement planning, tax strategies, estate planning, cashflow management and more. Derek is dedicated to delivering comprehensive, client-centric financial solutions to a diverse clientele.

Thank you again for all of your insight and advice. Our financial and emotional outlook has improved drastically thanks to you. Insight and Advice

If you only could have seen Jâ€™s face. Your work gave some much needed reassurance from QUALIFIED "neutral parties". We will be wearing out the printed version whenever we need a perk. Your original advice we have been reacting on and I am also trying to get better educated on how to handle the money. I personally thank you for your positive and informative advice. If only you could see how uplifting this experience has been to both of us. Positive and Informative Advice

Heather and I would like to thank you both for the well written article in today's Globe. I can not stress enough how important it is to get the advise of a good financial planner. We plan on implementing all of the advice Mr.Moran has suggested. The future now appears to be a little rosier. Good Advice

Thank you for your suggestions so far. WOW someone who is actually acting like a financial planner. Incredible. I knew they existed, but ..... WOW

I thank you for sorting out my money dilemmas and for emphasizing that I need to get to know my money managers and use those who are Chartered Financial Advisors as they are more likely to take their fiduciary responsibility to their clients seriously; I enjoyed meeting you and the other financial advisor whom you sent me to see. It is a pity that I did not meet someone like you 30 years ago. Thanks for all your help, Fiduciary Responsibility