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Welcome to Smarter Financial Planning

Meet Derek Moran

Derek is a Fee For Service Financial Planner based in beautiful Kelowna, British Columbia. As a University of British Columbia graduate, former CFP, and Registered Financial Planner (R.F.P.) , he has close to three decades of experience in the financial industry.

He’s an expert in his field and was awarded Advisor of the Year in 2004. He has contributed nearly one thousand times, over twenty years to reputable publications such as The Globe and Mail and National Post.

While Derek doesn’t directly manage client investments, he offers advice, empowering his clients to make well-informed decisions. Upon request, he can connect clients with the most suitable Portfolio Managers or equip them with resources to manage their own effectively.

Derek Moran's expertise extends across various financial matters, including pensions, insurance, retirement planning, tax strategies, estate planning, cashflow management and more. Derek is dedicated to delivering comprehensive, client-centric financial solutions to a diverse clientele.

As I watch the goings-on in the US, I am increasingly more thankful that you gave me the advice that you did and that I followed your advice...and rest assured I tell everyone about you! The options I thought I had at the time and then they sent me you and you made perfect sense and it felt just right, finally....best money I ever spent :)))) The Best Money I Ever Spent

I just wanted to let you know that we took your advice and bought and moved to a new house in the same neighborhood (instead of doing the big renovation on the old house). It has now been 1 year and it is very clear to me that, doing the math, moving was by far the cheaper (not mention less stressful) choice. I estimate the reno approach would have at least two times more expensive. Thanks again. Great advice

Hi to All, I wanted to thank you all again as your guidance and recommendations have provided Sue and I with the insight and courage to take the next steps. A brief update as follows: 1. The (recommended) investments have all delivered above average results 2. None of the former investments remain 3. S. will be retiring from her employer at the end of February plus a 1 year salary package (no pension) 4. My last day of employment will be April 30 Travel plans consume much of our thoughts but as our daughter and her husband are expecting their first child in May we will be in Calgary for a (short) while. Next Steps are Working

Thanks Derek. It was great having a meeting with you. I felt like you were making money for me as we talked. Making Money

"I gave my son Ryan your name and number as well when he asked, after my wife and I expressed our complete satisfaction with your services." Family Referral