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Welcome to Smarter Financial Planning

 
 

Meet Derek Moran

Derek is a Fee For Service Financial Planner based in beautiful Kelowna, British Columbia. As a University of British Columbia graduate, former CFP,  and Registered Financial Planner (R.F.P.) , he has close to three decades of experience in the financial industry.

He’s an expert in his field and was awarded Advisor of the Year in 2004.  He has contributed nearly one thousand times, over twenty years to reputable publications such as The Globe and Mail and National Post.

While Derek doesn’t directly manage client investments, he offers advice, empowering his clients to make well-informed decisions.  Upon request, he can connect clients with the most suitable Portfolio Managers or equip them with resources to manage their own effectively. 

Derek Moran's expertise extends across various financial matters, including pensions, insurance, retirement planning, tax strategies, estate planning, cashflow management and more. Derek is dedicated to delivering comprehensive, client-centric financial solutions to a diverse clientele.


Thank you for giving me the push I needed! Your guidance has been truly life changing for me. I finally made it happen!
I thank you for sorting out my money dilemmas and for emphasizing that I need to get to know my money managers and use those who are Chartered Financial Advisors as they are more likely to take their fiduciary responsibility to their clients seriously; I enjoyed meeting you and the other financial advisor whom you sent me to see. It is a pity that I did not meet someone like you 30 years ago. Thanks for all your help, Fiduciary Responsibility
It was so nice seeing you today, and I really appreciate your help and advice, as always. I wasn't quite sure what to do with the proceeds from my house sale, and am a lot more confident now. I am always so glad to talk to you. I'm glad you don't think I'm nuts to keep a fair bit of ready cash in my bank account, but I will move it to a savings account. I trust you implicitly and am so grateful that you are there for me to lean on. You are my rock. Besides, I really enjoy your company. Implicit Trust
We just want to thank you for all the great advice you've given us over the years, thank goodness we started putting away chunks of money when we did. Great Advice
Thanks again! It has been a real pleasure and we are delighted that we happened upon you! Just what I was looking for . J & S Nova Scotia