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Welcome to Smarter Financial Planning

Meet Derek Moran

Derek is a Fee For Service Financial Planner based in beautiful Kelowna, British Columbia. As a University of British Columbia graduate, former CFP, and Registered Financial Planner (R.F.P.) , he has close to three decades of experience in the financial industry.

He’s an expert in his field and was awarded Advisor of the Year in 2004. He has contributed nearly one thousand times, over twenty years to reputable publications such as The Globe and Mail and National Post.

While Derek doesn’t directly manage client investments, he offers advice, empowering his clients to make well-informed decisions. Upon request, he can connect clients with the most suitable Portfolio Managers or equip them with resources to manage their own effectively.

Derek Moran's expertise extends across various financial matters, including pensions, insurance, retirement planning, tax strategies, estate planning, cashflow management and more. Derek is dedicated to delivering comprehensive, client-centric financial solutions to a diverse clientele.

Thank you for your suggestions so far. WOW someone who is actually acting like a financial planner. Incredible. I knew they existed, but ..... WOW

This week we went over $1M. When we came to you, I was very worried weâ€™d never have enough income to retire. We certainly never thought weâ€™d become â€œmillionairesâ€ especially since we had - maybe? - $400K (I think it was actually closer to $365K) when we first came to see you for advice and help. We will be forever thankful! I was wrong about the value of our investments

I was happy to refer S.M. You helped me a lot and certainly in light of the craziness of the past two months in the economy, I owe you even more thanks! It has given me peace of mind to know that I have done/am doing what I can. By the way, I did meet Andrew Allentuck for coffee in Winnipeg, very enjoyable! Take care, and all the best in the New Year! Crazy Economy

I am writing to thank you for the effort that you put into [my situation], and, more importantly for the insight that you gave me into some important financial issues. It has been a very beneficial and instructive exercise for me and very much appreciated. Important Insight

Hi to All, I wanted to thank you all again as your guidance and recommendations have provided Sue and I with the insight and courage to take the next steps. A brief update as follows: 1. The (recommended) investments have all delivered above average results 2. None of the former investments remain 3. S. will be retiring from her employer at the end of February plus a 1 year salary package (no pension) 4. My last day of employment will be April 30 Travel plans consume much of our thoughts but as our daughter and her husband are expecting their first child in May we will be in Calgary for a (short) while. Next Steps are Working