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Welcome to Smarter Financial Planning

Meet Derek Moran

Derek is a Fee For Service Financial Planner based in beautiful Kelowna, British Columbia. As a University of British Columbia graduate, former CFP, and Registered Financial Planner (R.F.P.) , he has close to three decades of experience in the financial industry.

He’s an expert in his field and was awarded Advisor of the Year in 2004. He has contributed nearly one thousand times, over twenty years to reputable publications such as The Globe and Mail and National Post.

While Derek doesn’t directly manage client investments, he offers advice, empowering his clients to make well-informed decisions. Upon request, he can connect clients with the most suitable Portfolio Managers or equip them with resources to manage their own effectively.

Derek Moran's expertise extends across various financial matters, including pensions, insurance, retirement planning, tax strategies, estate planning, cashflow management and more. Derek is dedicated to delivering comprehensive, client-centric financial solutions to a diverse clientele.

I wanted to let you know how much we appreciate the opportunity to have you have a look at our situation and for the good advice you have given us. Itâ€™s been a bit scary as you can appreciate but going through our finances critically and logically with you to develop a plan to deal with our circumstances has given us some peace of mind. It all seems so clear when you read the piece - the clarity of your writing also helped us understand more fully what we can do. Again, thanks so much - you have been wonderful to work with. Clarity

In todayâ€™s Globe and Mail special Investment Fund addition; I read with great interest an article by Carol Lynde, President and COO of Bridgehouse Asset Managers. She talks about the 6 key adviser characteristics as they apply to their clients: character, chemistry, caring, competency, cost effective, consultative; and she elaborates a little on each one. Just wanted to let you know that in our eyes, you rate a 10/10 on each one and we feel very fortunate to have you looking after our finances. Key Characteristics

I canâ€™t tell you how much I appreciate your knowledge and direction. Knowledge and Direction

I thank you for sorting out my money dilemmas and for emphasizing that I need to get to know my money managers and use those who are Chartered Financial Advisors as they are more likely to take their fiduciary responsibility to their clients seriously; I enjoyed meeting you and the other financial advisor whom you sent me to see. It is a pity that I did not meet someone like you 30 years ago. Thanks for all your help, Fiduciary Responsibility

"I gave my son Ryan your name and number as well when he asked, after my wife and I expressed our complete satisfaction with your services." Family Referral